Flourish
the curriculum

every money skill you actually need.

structured modules built around what uk undergraduates actually need to know. no fluff, no jargon. just the financial fundamentals that change how you think.

9 modules64 lessons~6 hours totalfree to start
most popularbeginner

investing from scratch

the absolute beginner's guide. what investing actually is, why it beats standard bank accounts, and how to get started with as little as £1. no prior knowledge needed.

8 lessons~45 mins
start this modulefree account required
module outline
  1. 1what is investing, and why does it matter?
  2. 2compound interest: the eighth wonder of the world
  3. 3risk, return, and the time horizon
  4. 4how the stock market actually works
  5. 5understanding your first investment account
  6. 6the case for low-cost index funds
  7. 7building your first portfolio
  8. 8avoiding the biggest beginner mistakes
more modules
essentialspractical

isas & tax-free saving

cash isa, stocks & shares isa, lifetime isa: know the rules, claim your government bonuses, and maximise your annual allowances.

6 lessons~30 mins
core growthintermediate

stocks, etfs & funds

demystify equity markets. understand what diversified index funds actually do and how to build a balanced tracker portfolio.

10 lessons~60 mins
planningintermediate

pensions & long-term wealth

workplace pensions, self-invested plans, and why every year you delay costs more than you think. a practical guide to future-you.

7 lessons~40 mins
foundationsbeginner

budgeting & student finance

maintenance loans, overdrafts, and the student finance system demystified. build a realistic budget that works on a student income.

5 lessons~25 mins
mindsetintermediate

behavioural investing

why smart people make bad money decisions. the biases that silently sabotage investors and how to spot them in your own thinking.

6 lessons~35 mins
strategyintermediate

risk & diversification

what risk actually means in investing, how to measure it, and why spreading capital intelligently is the only edge most investors have.

8 lessons~45 mins
advancedadvanced

macro & markets

interest rates, inflation, central banks: how global economic cycles ripple through your portfolio. the big-picture context for every decision.

9 lessons~55 mins
essentialspractical

tax for young earners

income tax, national insurance, capital gains: what it means to invest tax-efficiently as a student or graduate with limited income.

5 lessons~25 mins
the sequence

the recommended path.

if you are starting from zero, follow this sequence. each module builds on the last; you can start anywhere, but the path is there if you want it.

01

start with the basics

investing from scratch gives you the mental model. everything after builds on it.

02

claim your tax wrapper

open an isa before buying anything. the tax saving is compounding from day one.

03

understand what you buy

stocks, etfs, and funds are not the same thing. knowing the difference matters before you invest anything.

04

simulate before you commit

use the portfolio lab to test ideas with real market data. no real money; real insight.

ready to start?

takes 5 minutes to create an account. no credit card needed.