every money skill
you actually need.
structured modules built around what uk undergraduates actually need to know. no fluff, no jargon. just the financial fundamentals that change how you think.
investing from scratch
the absolute beginner's guide. what investing actually is, why it beats standard bank accounts, and how to get started with as little as £1. no prior knowledge needed.
- 1what is investing, and why does it matter?
- 2compound interest: the eighth wonder of the world
- 3risk, return, and the time horizon
- 4how the stock market actually works
- 5understanding your first investment account
- 6the case for low-cost index funds
- 7building your first portfolio
- 8avoiding the biggest beginner mistakes
isas & tax-free saving
cash isa, stocks & shares isa, lifetime isa: know the rules, claim your government bonuses, and maximise your annual allowances.
stocks, etfs & funds
demystify equity markets. understand what diversified index funds actually do and how to build a balanced tracker portfolio.
pensions & long-term wealth
workplace pensions, self-invested plans, and why every year you delay costs more than you think. a practical guide to future-you.
budgeting & student finance
maintenance loans, overdrafts, and the student finance system demystified. build a realistic budget that works on a student income.
behavioural investing
why smart people make bad money decisions. the biases that silently sabotage investors and how to spot them in your own thinking.
risk & diversification
what risk actually means in investing, how to measure it, and why spreading capital intelligently is the only edge most investors have.
macro & markets
interest rates, inflation, central banks: how global economic cycles ripple through your portfolio. the big-picture context for every decision.
tax for young earners
income tax, national insurance, capital gains: what it means to invest tax-efficiently as a student or graduate with limited income.
the recommended path.
if you are starting from zero, follow this sequence. each module builds on the last; you can start anywhere, but the path is there if you want it.
start with the basics
investing from scratch gives you the mental model. everything after builds on it.
claim your tax wrapper
open an isa before buying anything. the tax saving is compounding from day one.
understand what you buy
stocks, etfs, and funds are not the same thing. knowing the difference matters before you invest anything.
simulate before you commit
use the portfolio lab to test ideas with real market data. no real money; real insight.
ready to start?
takes 5 minutes to create an account. no credit card needed.